Snapmint

Snapmint is an innovative financial app that revolutionizes the way you shop online or offline by providing a credit line on your debit card or UPI, effectively catering to those without a credit card. It enables you to indulge in the products you've always wanted—be it the latest smartphone, stylish footwear, or even lavish electronics—without the full upfront cost. You can shop across 1000+ renowned electronics, fashion, and lifestyle brands, buying now and paying later in manageable monthly installments (EMIs).

The app boasts an impressive array of features that appeal to savvy shoppers. For instance, you can enjoy no-cost EMI options on various products, meaning additional charges over the product cost when paying in installments won't concern you. To further enhance your purchasing power, 0% down payment plans are available on select items, allowing for goods to be acquired almost immediately.

The application process is digital, hassle-free, and incurs no fees, ensuring a secure and convenient way to manage your payments. Moreover, with no pre-closure fees and flexible, friendly payment terms, premium products become more accessible.

Eligibility for the credit line requires you to be at least 18 years old with a PAN number. Moreover, consistent on-time repayments may qualify certain customers for personal loans of up to Rs. 40,000. Interest rates and monthly payments are transparent, ensuring a clear understanding of financial obligations.

Embrace the ability to spread the cost of your purchases and experience a level of buying freedom with this platform. Register directly within, obtain a personal credit limit, and elevate your shopping experience while managing finances effectively.